SBA 7A

Designed for Growing Businesses

Program Overview

The SBA 7(a) loan program is the SBA's primary program for providing financial assistance to small businesses. It offers flexible terms and high leverage, making it ideal for growing businesses looking to purchase or refinance commercial real estate.

MFS Commercial Finance specializes in SBA 7A loans with lightning-fast closings nationwide, helping business owners secure the financing they need quickly and efficiently.

Key Features

  • •Lightning Fast Closings Nationwide – Purchase or refinance office, industrial, and retail properties.
  • •High Leverage – LTVs up to 93%, loans up to $5M 1st TD.
  • •Long-Term Stability – 25-year fully amortized, fixed-rate options available.
  • •Owner-User Focus – 51% minimum owner occupancy required.
  • •Flexible Use of Funds – Real estate, equipment, working capital, and more.
  • •Competitive Rates – Fixed and variable rate options available.

Eligibility Requirements

Business Type

For-profit businesses operating in the United States

Owner Occupancy

Minimum 51% owner occupancy required

Property Types

Office, industrial, retail, and mixed-use properties

Loan Amount

Up to $5M 1st TD

LTV

Up to 93% combined loan-to-value

Amortization

25-year fully amortized options available

Ready to Get Started?

Contact our team today to discuss your SBA 7A financing options.

Equal Housing Opportunity

Licensed by the California Department of Real Estate #01297650; NMLS #233330. Information is subject to change. Certain restrictions apply. Subject to Borrower and property approval. This is not a commitment to lend. MFS reserves the rights to amend rates and guidelines.

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